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Loved by 1,200+ families (4.9)

Smart savings starts young

From first allowance to first paycheck, Claim Your Youth helps young savers set money aside, earn dividends, and learn how money really works.

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A real savings account
Open a youth savings account that earns dividends on every dollar set aside.
Money games & lessons
Interactive games and age-appropriate lessons make learning about money genuinely fun.
Banking from your phone
Check balances, deposit by phone, and watch savings grow with secure mobile and online banking.
Calculators that teach
Savings and goal calculators help young savers picture how money grows over time.

Built for young savers.

Every account pairs a young saver with a trusted adult joint holder, so kids build confidence with money while a grown-up stays involved. Competitive dividends, no monthly maintenance fees, and a low minimum to open.

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Young savers

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Family support

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Saved by members

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App uptime

Grow savings the smart way

Set goals, track progress, and watch balances grow with tools designed to make saving a habit that sticks.

Set automatic savings goals
Earn dividends on balances
Learn with every deposit
Goals
5
Saved
1
Spent
1
Total Saved
$50

Money skills that last

Approachable lessons and real practice help young savers build habits and confidence that last a lifetime.

Open an account in minutes from your phone.
Track goals, deposits, and dividends in one place.
Deposit instantly with a linked adult account.
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Your path to confident saving

Build money skills step by step with tools that are simple, secure, and made for young savers.

Real Savings Account

Set money aside in a youth account that earns competitive dividends on every balance.

Money Lessons

Bite-sized, age-appropriate lessons turn everyday money moments into real understanding.

Savings Calculators

See how small, regular deposits grow over time with easy goal and savings calculators.

Money Games

Learn by playing — fun games that build budgeting and saving habits that stick.

Safe & Secure

Bank-level encryption and a required adult joint holder keep every young saver protected.

Progress Tracking

Watch balances and goals update in real time, so saving feels rewarding every day.

Smart money, right in your pocket

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Austin, TX
Savers 2,340
Denver, CO
Savers 1,890
Seattle, WA
Savers 3,120
Chicago, IL
Savers 2,760
Portland, OR
Savers 1,540
Nashville, TN
Savers 2,205

Open in minutes

Open a youth account online with an adult joint holder in just a few minutes.

One simple dashboard

See balances, goals, and lessons all in one friendly place.

Learn as you save

Games, calculators, and lessons turn saving into a skill kids actually enjoy.

Watch it grow

Earn competitive dividends and watch every deposit add up over time.

Simple, family-friendly accounts

No monthly maintenance fees and a low minimum to open. Pick the account that fits your family.

Young Saver

Perfect for kids just starting their savings journey.

$5

minimum to open

Open account
What's included
No monthly maintenance fees
Competitive dividends on balances
Free mobile & online banking
Mobile check deposit
Money games & lessons
Saver Plus

Great for tweens and teens building steady saving habits.

$8

minimum to open

Open account
What's included
Everything in Young Saver
Goal-setting & savings calculators
Progress tracking dashboard
Priority family support
One-on-one money coaching
Family

Open accounts for the whole family and learn together.

$10

minimum to open

Open account
What's included
Everything in Saver Plus
Dedicated family coach
Advanced fraud protection
Full progress & insights
Accounts for the whole family
Young Saver

Perfect for kids just starting their savings journey.

$5

minimum to open

Open account
What's included
No monthly maintenance fees
Competitive dividends on balances
Free mobile & online banking
Mobile check deposit
Money games & lessons
Saver Plus

Great for tweens and teens building steady saving habits.

$8

minimum to open

Open account
What's included
Everything in Young Saver
Goal-setting & savings calculators
Progress tracking dashboard
Priority family support
One-on-one money coaching
Family

Open accounts for the whole family and learn together.

$12

minimum to open

Open account
What's included
Everything in Saver Plus
Dedicated family coach
Advanced fraud protection
Full progress & insights
Accounts for the whole family

What families are saying

Real words from parents and young savers building money confidence together.

“My kids check their balances before bed now. Seeing them excited to save instead of spend has been incredible.”

“Opening an account together took five minutes, and the lessons gave my daughter real confidence with money.”

“The games make saving feel like play. My son finally gets why setting money aside matters.”

“The games make saving feel like play. My son finally gets why setting money aside matters.”

“Opening an account together took five minutes, and the lessons gave my daughter real confidence with money.”

“My kids check their balances before bed now. Seeing them excited to save instead of spend has been incredible.”

“My kids check their balances before bed now. Seeing them excited to save instead of spend has been incredible.”

“Opening an account together took five minutes, and the lessons gave my daughter real confidence with money.”

“The games make saving feel like play. My son finally gets why setting money aside matters.”

“The games make saving feel like play. My son finally gets why setting money aside matters.”

“Opening an account together took five minutes, and the lessons gave my daughter real confidence with money.”

“My kids check their balances before bed now. Seeing them excited to save instead of spend has been incredible.”

“Setting up accounts for the grandkids was simple, and now they love watching their savings grow.”

“I saved up for my first bike myself. Watching the dividends add up each month keeps me going.”

“My daughter asks to add to her savings now. It has turned money into something we talk about together.”

“I saved up for my first bike myself. Watching the dividends add up each month keeps me going.”

“Setting up accounts for the grandkids was simple, and now they love watching their savings grow.”

“My daughter asks to add to her savings now. It has turned money into something we talk about together.”

“Setting up accounts for the grandkids was simple, and now they love watching their savings grow.”

“I saved up for my first bike myself. Watching the dividends add up each month keeps me going.”

“My daughter asks to add to her savings now. It has turned money into something we talk about together.”

“I saved up for my first bike myself. Watching the dividends add up each month keeps me going.”

“Setting up accounts for the grandkids was simple, and now they love watching their savings grow.”

“My daughter asks to add to her savings now. It has turned money into something we talk about together.”